Health care reform and Garbin Moraine frequently asked dumb questions (FADQ)

Since the Garbin Moraine Foundation is too cheap (not enough people donate) to provide health care insurance to its employees they all keep asking how to get out of being forced to buy health insurance.  From the Christian Science Monitor here are some helpful comments and TWW comments in red:

"Who is eligible for such exemptions?

You can be exempted from the requirement to buy health insurance – and hence, from the penalty – if you meet one of the following requirements:

•You are uninsured for less than three months of the year.

•You live illegally in the United States. (since many GMF employees are illegal aliens you do not need to worry unless they make you a citizen)

•You’re incarcerated, and not awaiting disposition. (if you are one of these employees you were fired a long time ago)

•You’re a member of a recognized Indian tribe. (GMF plans on hiring more people from the local tribes in the future because of this)

•Your income is officially deemed too low. (this applies to most GMF employees)

•The lowest-priced converge would cost more than 8 percent of your household income. (see above)

•You’re a member of a recognized religious sect with religious objections to insurance, including Social Security and Medicare. (GMF plans on becoming one of these)

•You’re a member of a recognized health-sharing ministry. (Note: Christian Scientists do not currently qualify for the exemption.) 

Healthcare.gov also provides a list of hardship exemptions that qualify an individual for exemption.

This flow chart from the Kaiser Family Foundation might help you determine if you need to buy health insurance. "

source:  http://www.csmonitor.com/USA/DC-Decoder/2013/1001/Obamacare-101-What-to-know-if-you-opt-out-of-buying-health-insurance